CLIENT shall provide and make available to PRA all pertinent information, as PRA shall reasonably deem necessary to analyze CLIENT's Workers Compensation Insurance premiums and to implement a program for the recovery or reimbursement of insurance overpayments. PRA may, at its sole discretion, review policies, endorsements, rates, auditor's worksheets, experience rating data, final audit invoices, retrospective rating adjustments and any other documents or data to accomplish its review.

CLIENT grants authority to PRA to contact CLIENT'S insurance carrier, agent, broker or employees, as PRA shall reasonably deem necessary, to confirm, discuss or assist in the recovery of any premium adjustment, refund, or credit, by the insurance carrier, agent, or broker.

CLIENT agrees to compensate PRA for its services and efforts at a sum of percent ( %) of all premium adjustments, refunds, or credits applied to CLIENT'S account that stem from PRA's efforts or information. CLIENT shall pay such compensation to PRA within ten (10 ) days of receiving said premium adjustment, refund, or credit. For the purpose of this AGREEMENT, a premium adjustment, refund or credit shall be defined as the amount by which Earned Premiums on past or current policies are reduced, whether by endorsement or audit. Time is of the essence.

PRA acknowledges that if CLIENT receives no premium adjustment, refund, or credit as a result of PRA's efforts or information, then PRA will be entitled to no compensation whatsoever, regardless of the extent, nature, or scope of services performed.

This AGREEMENT shall terminate when all pending premium adjustments, refunds, or credits are received by CLIENT. The obligation to compensate PRA in accordance with the stated terms above shall survive any termination of this AGREEMENT.

This AGREEMENT shall be governed and construed in accordance with the laws of the State of New Hampshire. In the event that PRA is required to institute any collection action against CLIENT, CLIENT agrees to submit to the jurisdiction of the Courts of competent jurisdiction in this state.

CLIENT agrees that any premium adjustments, refunds or credits received after commencement of work by PRA that relates to the subject matter of PRA's review shall have resulted from PRA's efforts or information.

CLIENT agrees not to assign, pledge, or otherwise encumber any and all premium adjustments, refunds, or credits received from or paid by the CLIENT'S insurance carrier(s), agents or brokers that may be due to CLIENT as a result of PRA's efforts or information.

In the event that the CLIENT fails to pay PRA its compensation, as provided herein, CLIENT agrees that PRA will be entitled to charge interest on such compensation at the rate of 1% per month on the unpaid balance due to PRA from its due date until paid in full. In addition, if and when PRA is required to turn this matter over to an attorney for collection, the CLIENT agrees to pay to PRA any and all reasonable attorney fees and costs in connection with the collection action.

This AGREEMENT constitutes the full and complete understanding of the parties, superseding any and all oral and prior understandings and communications, and may only be amended by the mutual consent of PRA and CLIENT, in writing. This AGREEMENT shall be binding and inure to the benefit of the parties hereto, their successors and assigns.